What is Zero-Fee or Cash Discounting Solution? Also known as the cash discounting program, the zero-fee solution works wonders for both agents and merchants. With this method, you will offset any fee paid by the merchants on to their customers. Since the fee is usually in cents, each individual customer won’t mind paying it as they are using the credit card facility. However, if the merchant pays this fee on every transaction, then it can accumulate up to hundreds of dollars on a monthly basis. This advantage of the zero-fee solution is not just limited to the merchants, as an agent, you can increase the fee charged on each transaction and increase your profit. Since the merchant is not paying it from his pocket, there shouldn’t be any problem in paying it. Let’s take an example of how it will work. As you probably know, when you become a merchant services agent, you split the profit that the company receives after processing a transaction. Now the industry average of this ‘split’ between you and the company is around 50%. So if the company charges a 2% fee on each transaction, then let’s suppose on a transaction of $5, it gets $0.1. Now minus the interchange fee of $0.03, it becomes $0.07. The 50% split will be $0.035. However, if you work on the cash discounting model and increase the processing fee to let’s say 4%, then you get $0.07 as your 50% split. See, it’s a win-win situation because your merchant is not paying any fee, but you are getting double of what agents get selling credit card processing that reduces a few cents in the fee and doesn’t eliminate it altogether.

North American Bancard agent program advices and merchant services careers with shawmerchantgroup.com? North American Bancard works with the PayAnywhere POS. It includes an app, tablet, and card reader. Get access to robust reporting, invoicing capabilities, recurring billing, and dispute management. You may also process transactions with or without an internet signal. The system saves the information and processes the transaction when the internet signal returns. It's also great for high-end restaurants and bars that want to open tickets or start tabs for customers. Do your Due Dilligence: If you Google »merchant account services«, you'll most likely be overwhelmed by the results showing all the different providers for accepting card payments, either for ecommerce, MOTO, or High Risk merchants. It is important that you know who are you applying with. First, you need to find out if you're applying for a Direct MID (merchant account directly with the acquiring bank) or Aggregate MID or Payment Facilitator MID (more merchants share a single MID). Try to get the answers to following questions: Are you working directly with the acquiring bank or a middle-man Payment Service Provider company (PSP)? Where is the provider and acquiring bank based? Are they EU/UK regulated Financial Institution and have their own PCI compliant gateway? Do they already process payments for other businesses in your niche? Can you find any complaints online? Data security: According to Wired magazine, fears about data security is the number one factor that keeps customers from adopting mobile banking. That's why solid data security is a must-have merchant service. Buying vs. leasing merchant services equipment: If your business occasionally needs a physical POS system or credit card terminal, look for a merchant services provider that offers equipment leasing. However, if you'll be using the terminal on a regular basis, it's almost always a better value to simply buy one.

Buy and Sell Bitcoin secure with Coinipop Altcoins and Bitcoins tend to react to each other. Sometimes they do the opposite of each other and sometimes they do exactly the same thing. It is not rare to see Bitcoin go down while alts go up (and vice versa). This is because almost everyone who has alts has Bitcoin, so they tend to move out of Bitcoin when it goes down and move into alts (and vice versa). Almost just as often as this is the case it isn't the case. Many times, all coins will go up or down together (generally following Bitcoin's lead). This dance often results in Bitcoin outperforming altcoins, however every x months we will see an alt boom where alts outpace Bitcoin quickly. If you can time that, great. Try to spot it coming and there is big money to be made. Meanwhile, alts can be tricky to just HODL, as they tend to lose value against fiat and BTC in the off season. Learn more about the relationship between Bitcoin and Alts. In a word, alts are generally more volatile than Bitcoin. Cryptocurrency wallets are software programs that store your public and private keys and interface with various blockchains so users can monitor their balance, send money and conduct other operations. When a person sends you bitcoins or any other type of digital currency, they are essentially signing off ownership of the coins to your wallet's address. To be able to spend those coins and unlock the funds, the private key stored in your wallet must match the public address the currency is assigned to. If the public and private keys match, the balance in your digital wallet will increase, and the senders will decrease accordingly. There is no actual exchange of real coins. The transaction is signified merely by a transaction record on the blockchain and a change in balance in your cryptocurrency wallet. Now, I know this may sound obvious but it's important for you to have a clear purpose for getting into cryptocurrency trade. Whether your purpose is to day trade or to scalp, you need to have a purpose for starting to trade cryptos. Trading digital currencies is a zero-sum game; you need to realize that for every win, there is a corresponding loss:. Someone wins; someone else loses. The cryptocurrency market is controlled by the large 'whales', pretty much like the ones that place thousands of Bitcoins in the market order books. And can you guess what these whales do best? They have patience; they wait for innocent traders like you and me to make a single mistake that lands our money to their hands due to avoidable mistakes. You can store your cryptocurrencies in a secure wallet. Cryptocurrencies give you the option to store your money in two types of portfolios that can be easily transferred to your account. And the wallets have no charge to store your money. For most people, privacy is the highest priority. When it comes to cryptocurrencies, you can expect your transactions to be highly confidential. You can make your transactions and be anonymous. Read even more details at exchange cryptocurrencies with Coinipop.

MES stands for Manufacturing Execution System. It is a comprehensive system that controls all activities in the workshop. It is initiated with various orders received from customers, MRP system, the main program, and other planning resources and then manufactures the products in the most effective, cost-effective, affordable and quality manner possible.Entrepreneurs, who increase the production performance of their enterprises by a minimum 15 percent with MES, can increase their MES performance even more with the MesChain and blockchain support. The huge costs of automation systems for entrepreneurs will be eliminated with MesChain and they will regain their expenses spent on automation systems by using the latest technological products and software. Although MES systems are based on algorithms, in most cases they are often much more complex than APS algorithms according to intuitive scannings. Above all MES algorithm finds the necessary solution taking into account all constraints and selected criteria (especially or integral). Next, a suitable program is looked after during the optimization phase. MES system includes the scope of operation and creating more accurate programs for itself in the future either provided by the ERP at the programming stage or given by the APS-system in a form permissible for the store's operating program. It monitors equipment and online executions. In this sense, the aim of MES system is not only to execute a certain volume with the specified times for the fulfillment of certain orders but also the best performance in terms of the store's economic indicators. MES Token promises to become a world leader in the market by developinga platform in the field of manufacturing execution systems and asolution source based on Blockchain technology preferred by companies that need technological support. Our mission is to contribute to the development of the business industry with new technologies and facilitate decentralization with the support of the Blockchain community. We deeply believe in the growth of businesses and the increasing role of technology in our society. Discover extra info on MES Chain on Medium.

Trying to find bookkeeping services in Denver? If you are a small business or an individual looking bookkeeping services and tricks on bookkeeping we have some tips for you plus a recommendation, Excellent Bookkeeping Services, LLC. The team also works to reduce your overall expenses. Not only do they ensure that books are maintained properly to avoid costly mistakes, fees, and penalties, but they can also help alert you to waste and mismanagement of supplies and inventory. All while saving you time since you will no longer need to try and perform these tasks yourself. Nicole Anderson is the owner of Excellent Bookkeeping Services, LLC where we help you EXCEL your P&L. Her primary focus is providing Denver CO based small businesses with affordable bookkeeping services. She is originally from Vermont where she received her Bachelors in Accounting from Champlain College. From there, she has worked in Corporate Accounting for over 25 years for large corporations such as Janus Capital and Western Union. She has also been a real estate agent in the Metro Denver area. She loves to help small businesses and real estate agents just starting out that can't afford a full-time bookkeeper but need to track their expenses and income in a simple and streamlined way on Excel spreadsheets. Find even more information on Denver, Colorado bookkeeping firm for small businesses. I needed someone to help me put together a pricing spreadsheet, so that I could adjust my lesson pricing over the year. Nicole took my hand-calculated information and created just the spreadsheet I needed. We even looked at it together and she tweaked it for me in real-time. I could not have done this with a month of Mondays.so glad to have Nicole's help! Cymber Quinn, Harpist Many small businesses in early stages are primarily concerned with compliance - paying bills, getting paid, recording transactions, ensuring payroll accuracy and following state and federal regulations. At some point, your business will cross a threshold and you'll begin to place more emphasis on the need for timely, accurate financial reports and intelligence. This is when you'll need more advanced bookkeeping, accrual based accounting and management or managerial accounting to help you make data-driven decisions.

At Spectrum Wealth Partners, we follow the Lincoln Financial Advisors philosophy of "Service first, last, and always.” We see the world through the eyes of our clients; your success is our success. Our partners’ combined industry experience spans over 80 years, and with locations all around the Bay Area we provide a wide range of financial, business succession, and employee benefit services in association with Lincoln Financial Group. This powerful combination gives our clients the experience of working with a local advisor, while having access to the significant resources a Fortune 500 financial firm offers.

The SHO Campaign was made to form a Farswap HOLDERS group, to create a Core Loyal team and to let these lucky winners to tell everybody the success story they will talk about in the future by investing in FAR. Participants in the Round 1 and Round 2, will receive an extra 25% bonus on the amount of the tokens they purchase. These tokens, which they will receive, will be sent to the ETH addresses specified( which will be written by the holder , while applying to the program) in the Whitelist on March 5, after which there is a condition of checking that they use the Farswap Pool from the same wallet. Participants are expected to use the Farswap Pool, regardless of the amount. After that every 2 month 25% of Tokens will be distributed to our users after the control which will be made at the end of each 2 months period. And for those users who will HOLD the tokens for 4 month we will give an extra 25% bonus.